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Deposit Account Interest Rates Last updated: December 18, 2008 |
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| Account | Min. Bal. to open | Interest Rate | APY* | Min. Bal. to avoid fees |
| Select NOW Checking | $100 | .25 | .25 | $500 |
| Select Silver Checking | $100 | .40 | .40 | None |
| Select Savings | $100 | .25 | .25 | $100 |
| Select Juvenile Savings | $25 | .25 | .25 | $25 |
| Select Personal Insured Money Market | ||||
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—Tier 1 $1.00 - $25,000.00 |
$100 | .50 | .50 | $1,000 |
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—Tier 2 25,000.01 - 50,000.00 |
$100 | .75 | .75 | $1,000 |
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—Tier 3 50,000.01 - 100,000.00 |
$100 | 1.00 | 1.00 | $1,000 |
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—Tier 4 $100,000.01 & above |
$100 | 1.24 | 1.25 | $1,000 |
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* APY = Annual Percentage Yield Min. Bal. = Minimum Balance Fees on accounts above may reduce earnings. Rates may change after the accounts are opened. Rates are subject to change. |
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Select CD Interest Rates Last updated: December 18, 2008 |
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| Term | Interest Rate | APY* |
| 180-day | 2.48 | 2.50 |
| 12-month | 2.97 | 3.00 |
| 18-month | 3.02 | 3.05 |
| 24-month | 3.11 | 3.15 |
| 36-month | 3.31 | 3.35 |
| 48-month | 3.41 | 3.45 |
| 60-month | 3.46 | 3.51 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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Select Bonus CD Interest Rates Last updated: December 18, 2008 |
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| Term | Interest Rate | APY* |
| 18-month | 3.02 | 3.05 |
| 30-month | 3.21 | 3.25 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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Select Jumbo CD Interest Rates Last updated: December 18, 2008 |
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| Term | Interest Rate | APY* |
| 180-day | 2.58 | 2.61 |
| 12-month | 3.06 | 3.10 |
| 18-month | 3.11 | 3.15 |
| 24-month | 3.21 | 3.25 |
| 36-month | 3.41 | 3.45 |
| 48-month | 3.50 | 3.55 |
| 60-month | 3.55 | 3.60 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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Select Bonus Jumbo CD Interest Rates Last updated: December 18, 2008 |
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| Term | Interest Rate | APY* |
| 18-month | 3.11 | 3.15 |
| 30-month | 3.31 | 3.35 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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Advantage CD Interest Rates Last updated: October 9, 2008 |
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| Tier | Calculation | Interest Rate | APY* |
| $5,000.00 - $49,999.99 | Prime rate minus 3.00% | 2.50 | 2.53 |
| $50,000.00 - $99,999.99 | Prime rate minus 2.75% | 2.50 | 2.53 |
| $100,000.00 and greater | Prime rate minus 2.50% | 2.50 | 2.53 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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IRA and Roth IRA Interest Rates Last updated: December 18, 2008 |
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| Term | Interest Rate | APY* |
| 12-month | 3.11 | 3.15 |
| 18-month | 3.15 | 3.20 |
| 24-month | 3.26 | 3.30 |
| 30-month | 3.36 | 3.40 |
| 36-month | 3.46 | 3.51 |
| 48-month | 3.55 | 3.60 |
| 60-month | 3.60 | 3.65 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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